Commercial Builders Insurance

As a Commercial Builder your industry faces regulations that require policies designed for your business

Working within the Construction industry, you have significant risk exposures, planning for all eventualities is a must and obtaining the right insurance is vital. Build Risk arranges insurance cover specifically for your industry with insurance you want – the cover that’s right for you, not just a standard package.

As a Commercial Builder what are some of the things you need cover for:

  • Construction Contractual Liability. Ensuring you are covered for the contract you have signed.
  • All work at the construction site including the risks of unauthorised access, attractive nuisance, excavation work, liability to sub-contractors, vicarious liability for sub-contractors, damage to customer and other third party property, third party injuries from tools, equipment and materials. 
  • Employee risks and injuries which may be caused by falls from ladders and scaffold, falling objects hitting head or body, crush injuries due to collapse of scaffolding, being struck or crushed by moving vehicles and stepping on nails and sharp objects and more.
  • Property damage from substantial fire exposures.

Industry Specific Packages

We offer tailored insurance packages for the Construction Industry. You can choose if you want all the covers or just one.

Anywhere within Australia

We can include automatic cover anywhere within Australia for all your activities & locations plus include them under one policy.


Your dedicated client manager ensures that your insurance package meets your individual needs. They are there to provide you with advice and to answer any of your questions.

Hassle Free

If something is to go wrong, your Build Risk claims manager works for you, to ensure you get what you deserve.

Types of insurance your Buildrisk package can include:

Workers Compensation Management

  • Insurance Premium Optimisation
  • Claims Management & Return to Work
  • Preventative & Early Intervention Services

Additional Covers

  • Office & Business Insurance
  • Construction Surety & Bonds
  • Trade Credit Insurance
  • Marine Transit Insurance & Goods In Transit Insurance
  • Tax Audit Insurance
  • Machinery Breakdown Insurance

Public & Products Liability Insurance & Pollution Liability Insurance

Covering personal injury or property damage to third parties as a result of your negligence. Pollution Liability covers the financial and business interruption implications following an environmental incident which can be significant.

Construction All Risks Insurance (Contract Works Insurance)

Covers accidental risks of physical loss or physical damage including theft to the contract works during construction as well as third party liabilities and the advance loss of profits.

Motor Fleet Insurance, Mobile Equipment Insurance

Covering all vehicles and mobile equipment including all attachments/accessories for property damage and liability anywhere within Australia.

Professional Indemnity Insurance & Design & Construct Insurance

Breach of Duty claims including Errors & Omission causing financial loss, intellectual property infringement liability, media liability, privacy liability and privacy remediation expense. Contractual Liability and breach of legislation.

Management Liability including Directors & Officers Insurance and Cyber Insurance

Covering the Directors and company for all the risks associated with running a business and employing staff.